Welcome to the Restaurant Loans Source!
At Merchant Resources International, your restaurant is our number one concern. Whether you need funds to expand, advertise or renovate, our skilled and friendly funding specialists have one objective – to get you the business cash you need in a speedy, hassle-free manner.
Our Services
We provide a convenient and traditional way for you to secure business funds and increase your cash flow. Our credit card factoring process allows us to provide you with unsecured restaurant cash advances of up to $500,000.
We give you cash upfront and you only pay us back when you do business! How does this work? Once you receive your advance, you continue business as usual and we will automatically deduct a small percentage of your daily credit card sales to repay your advance. In about six to eight months, your restaurant cash advance will be completely paid off. This process is easy, it promotes business activity and it allows you to optimize your customers' credit card purchases.
About Us
Merchant Resources International has been providing restaurant owners with an alternative method of business funding for over six years. We understand that when it comes to securing business cash, restaurant owners are looking for, speed, ease, quality service and accessibility and that is what we strive to provide. Our funding specialists are trained to provide our customers with quality service, our underwriting team works efficiently and accurately at record speeds and our services are designed specifically to meet restaurant owners needs and make the business funding process simple and convenient.
Why Us?
Choosing Merchant Resources International for your restaurant cash advance is the best choice you can make. We provide:
Unsecured Funds
You don't need collateral or an excellent credit score to receive a cash advance for your restaurant. Just meet our minimal requirements (listed below) and you could have up to $500,000 in business cash in your bank account.
Minimal Requirements
- Owned business for at least six months
- Process a minimum of $3,500 in monthly credit card sales
- Have no unresolved bankruptcies
- Have at least one year remaining on your business lease
Fast Cash
Complete and submit a two-page application along with other required documents and we can approve you in 48 hours. We can then fund your account in as little as five business days.
Renewal Opportunities
You can renew your advance when you've repaid 60% (every three to four months). You won't need to complete an application and we can fund you in as little as 48 hours!
Request a FREE Quote Today!
If you find a lower rate or if you get turned down by us and can get approved anywhere else, we will give you $500.
Our Customer Testimonials
It helped save my business!
"I needed a new piece of equipment, I didn’t want to lease it so I researched MRI. I qualified for the money that I needed to buy the equipment plus a little more. I’m glad I chose them. " Derek A. – Auto Shop Owner
I needed to expand my business...
"Business is always slow during the rainy season. I needed some cash to hold my business over until the skies cleared up. The working capital I received from Merchant Resources was a lifesaver" Cecilia H. - Restaurant Owner